SPFENL2USPF SWIFT Code
PENSIOENFONDS RAIL AND OV · UTRECHT

Primary SWIFT / BIC Code
SPFENL2USPF
Code Breakdown
SPFE
Bank Code
Identifies the bank institution
NL
Country Code
ISO 3166-1 alpha-2: NL
2U
Location Code
City or regional hub
SPF
Branch Code
Specific branch location
Institution Information
Institution NamePENSIOENFONDS RAIL AND OV
Country CodeNetherlands
CityUTRECHT
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Transfer Security Guide

Complete these safety checks before initiating your international wire transfer:

Verify Recipient Bank Name
Ensure the target institution name matches the SWIFT code database record.
Check Branch Identifier (XXX or Branch Code)
Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.
Confirm Target Currency & Intermediary Fees
Check if an intermediary bank is involved, which might deduct additional transfer fees.
⚠️ Please review and check all security steps.