What is a SWIFT code?

A SWIFT code (also called a BIC code) is an 8 or 11 character code that identifies a specific bank and branch for international wire transfers.

Verified🇳🇱 Netherlands

PENSIOENFONDS RAIL AND OV SWIFT Code
Netherlands · UTRECHT

Primary SWIFT / BIC Code

SPFENL2U

Short code (8-digit):SPFENL2U

Code Breakdown

SPFE

Bank Code

Identifies the bank institution

Country Code

ISO 3166-1 alpha-2: NL

Location Code

City or regional hub

XXX

Branch Code

Primary head office

Institution Information

Institution Name	PENSIOENFONDS RAIL AND OV
Country Code	🇳🇱 Netherlands
City	UTRECHT
Currency	EUR

All PENSIOENFONDS RAIL AND OV SWIFT Codes in Netherlands3

SWIFT Code	Branch / City	Type
SPFENL2U	UTRECHT	Head Office
SPFENL2USPF	UTRECHT	Branch
SPFENL2USPV	UTRECHT	Branch

Frequently Asked Questions

What is the SWIFT code for PENSIOENFONDS RAIL AND OV?

The primary SWIFT/BIC code for PENSIOENFONDS RAIL AND OV in Netherlands is SPFENL2U. Use SPFENL2U for transfers to the head office.

How do I use the PENSIOENFONDS RAIL AND OV SWIFT code?

To send money to PENSIOENFONDS RAIL AND OV, enter the SWIFT code SPFENL2U in your bank's international transfer form.

What is the difference between an 8-digit and 11-digit SWIFT code?

An 8-digit code identifies the bank's head office. An 11-digit code adds a 3-character branch identifier. If unsure, using the 8-digit code is usually safe.

Is this SWIFT code correct and up-to-date?

This data is sourced from publicly available banking registries and verified regularly. Always confirm the SWIFT code with your bank before initiating any transfer.

Save on Your Transfer

Before transferring, compare fees with these services to get the best exchange rate.

Wise (TransferWise)

Best exchange rates, low fees

Up to 8x cheaper than banks

Remitly

Fast transfers, great rates

* Affiliate links. Rates and features may vary. Always verify before transferring.

Quick Summary

Primary CodeSPFENL2U

Institution NamePENSIOENFONDS RAIL AND OV

Country Code🇳🇱 Netherlands

CurrencyEUR

🔒

Transfer Security Guide

Complete these safety checks before initiating your international wire transfer:

Verify Recipient Bank Name

Ensure the target institution name matches the SWIFT code database record.

Check Branch Identifier (XXX or Branch Code)

Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.

Confirm Target Currency & Intermediary Fees

Check if an intermediary bank is involved, which might deduct additional transfer fees.

⚠️ Please review and check all security steps.