SPESDE3EHAM SWIFT Code
SPARKASSE ESSEN · ESSEN
Primary SWIFT / BIC Code
SPESDE3EHAM
Code Breakdown
SPES
Bank Code
Identifies the bank institution
DE
Country Code
ISO 3166-1 alpha-2: DE
3E
Location Code
City or regional hub
HAM
Branch Code
Specific branch location
Institution Information
| Institution Name | SPARKASSE ESSEN |
| Country Code | Germany |
| City | ESSEN |
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Transfer Security Guide
Complete these safety checks before initiating your international wire transfer:
Verify Recipient Bank Name
Ensure the target institution name matches the SWIFT code database record.
Check Branch Identifier (XXX or Branch Code)
Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.
Confirm Target Currency & Intermediary Fees
Check if an intermediary bank is involved, which might deduct additional transfer fees.
⚠️ Please review and check all security steps.