What is a SWIFT code?

A SWIFT code (also called a BIC code) is an 8 or 11 character code that identifies a specific bank and branch for international wire transfers.

Verified🇿🇲 Zambia

ZAMBIA NATIONAL COMMERCIAL BANK PLC SWIFT Code
Zambia · LUSAKA

Primary SWIFT / BIC Code

ZNCOZMLU

Short code (8-digit):ZNCOZMLU

Code Breakdown

ZNCO

Bank Code

Identifies the bank institution

Country Code

ISO 3166-1 alpha-2: ZM

Location Code

City or regional hub

XXX

Branch Code

Primary head office

Institution Information

Institution Name	ZAMBIA NATIONAL COMMERCIAL BANK PLC
Country Code	🇿🇲 Zambia
City	LUSAKA
Currency	ZMW

Frequently Asked Questions

What is the SWIFT code for ZAMBIA NATIONAL COMMERCIAL BANK PLC?

The primary SWIFT/BIC code for ZAMBIA NATIONAL COMMERCIAL BANK PLC in Zambia is ZNCOZMLU. Use ZNCOZMLU for transfers to the head office.

How do I use the ZAMBIA NATIONAL COMMERCIAL BANK PLC SWIFT code?

To send money to ZAMBIA NATIONAL COMMERCIAL BANK PLC, enter the SWIFT code ZNCOZMLU in your bank's international transfer form.

What is the difference between an 8-digit and 11-digit SWIFT code?

An 8-digit code identifies the bank's head office. An 11-digit code adds a 3-character branch identifier. If unsure, using the 8-digit code is usually safe.

Is this SWIFT code correct and up-to-date?

This data is sourced from publicly available banking registries and verified regularly. Always confirm the SWIFT code with your bank before initiating any transfer.

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Quick Summary

Primary CodeZNCOZMLU

Institution NameZAMBIA NATIONAL COMMERCIAL BAN…

Country Code🇿🇲 Zambia

CurrencyZMW

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Transfer Security Guide

Complete these safety checks before initiating your international wire transfer:

Verify Recipient Bank Name

Ensure the target institution name matches the SWIFT code database record.

Check Branch Identifier (XXX or Branch Code)

Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.

Confirm Target Currency & Intermediary Fees

Check if an intermediary bank is involved, which might deduct additional transfer fees.

⚠️ Please review and check all security steps.