What is a SWIFT code?

A SWIFT code (also called a BIC code) is an 8 or 11 character code that identifies a specific bank and branch for international wire transfers.

Verified🇺🇸 United States

INTERNATIONAL BANK OF COMMERCE SWIFT Code
United States · LAREDO, TX

Primary SWIFT / BIC Code

IBCLUS44

Short code (8-digit):IBCLUS44

Code Breakdown

IBCL

Bank Code

Identifies the bank institution

Country Code

ISO 3166-1 alpha-2: US

Location Code

City or regional hub

XXX

Branch Code

Primary head office

Institution Information

Institution Name	INTERNATIONAL BANK OF COMMERCE
Country Code	🇺🇸 United States
City	LAREDO, TX
Currency	USD

Frequently Asked Questions

What is the SWIFT code for INTERNATIONAL BANK OF COMMERCE?

The primary SWIFT/BIC code for INTERNATIONAL BANK OF COMMERCE in United States is IBCLUS44. Use IBCLUS44 for transfers to the head office.

How do I use the INTERNATIONAL BANK OF COMMERCE SWIFT code?

To send money to INTERNATIONAL BANK OF COMMERCE, enter the SWIFT code IBCLUS44 in your bank's international transfer form.

What is the difference between an 8-digit and 11-digit SWIFT code?

An 8-digit code identifies the bank's head office. An 11-digit code adds a 3-character branch identifier. If unsure, using the 8-digit code is usually safe.

Is this SWIFT code correct and up-to-date?

This data is sourced from publicly available banking registries and verified regularly. Always confirm the SWIFT code with your bank before initiating any transfer.

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Quick Summary

Primary CodeIBCLUS44

Institution NameINTERNATIONAL BANK OF COMMERCE

Country Code🇺🇸 United States

CurrencyUSD

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Transfer Security Guide

Complete these safety checks before initiating your international wire transfer:

Verify Recipient Bank Name

Ensure the target institution name matches the SWIFT code database record.

Check Branch Identifier (XXX or Branch Code)

Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.

Confirm Target Currency & Intermediary Fees

Check if an intermediary bank is involved, which might deduct additional transfer fees.

⚠️ Please review and check all security steps.