Verified🇬🇭 Ghana

UNIVERSAL MERCHANT BANK LTD SWIFT Code
Ghana · ACCRA

Primary SWIFT / BIC Code
MBGHGHAC
Short code (8-digit):MBGHGHAC
Code Breakdown
MBGH
Bank Code
Identifies the bank institution
GH
Country Code
ISO 3166-1 alpha-2: GH
AC
Location Code
City or regional hub
XXX
Branch Code
Primary head office
Institution Information
Institution NameUNIVERSAL MERCHANT BANK LTD
Country Code🇬🇭 Ghana
CityACCRA
CurrencyGHS
All UNIVERSAL MERCHANT BANK LTD SWIFT Codes in Ghana4
SWIFT CodeBranch / CityType
MBGHGHACACCRAHead Office
MBGHGHACKSIKUMASIBranch
MBGHGHACTDITAKORADIBranch
MBGHGHACTMATEMABranch

Frequently Asked Questions

What is the SWIFT code for UNIVERSAL MERCHANT BANK LTD?

The primary SWIFT/BIC code for UNIVERSAL MERCHANT BANK LTD in Ghana is MBGHGHAC. Use MBGHGHAC for transfers to the head office.

How do I use the UNIVERSAL MERCHANT BANK LTD SWIFT code?

To send money to UNIVERSAL MERCHANT BANK LTD, enter the SWIFT code MBGHGHAC in your bank's international transfer form.

What is the difference between an 8-digit and 11-digit SWIFT code?

An 8-digit code identifies the bank's head office. An 11-digit code adds a 3-character branch identifier. If unsure, using the 8-digit code is usually safe.

Is this SWIFT code correct and up-to-date?

This data is sourced from publicly available banking registries and verified regularly. Always confirm the SWIFT code with your bank before initiating any transfer.

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Quick Summary
Primary CodeMBGHGHAC
Institution NameUNIVERSAL MERCHANT BANK LTD
Country Code🇬🇭 Ghana
CurrencyGHS
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Transfer Security Guide

Complete these safety checks before initiating your international wire transfer:

Verify Recipient Bank Name
Ensure the target institution name matches the SWIFT code database record.
Check Branch Identifier (XXX or Branch Code)
Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.
Confirm Target Currency & Intermediary Fees
Check if an intermediary bank is involved, which might deduct additional transfer fees.
⚠️ Please review and check all security steps.