What is a SWIFT code?

A SWIFT code (also called a BIC code) is an 8 or 11 character code that identifies a specific bank and branch for international wire transfers.

Verified🇪🇸 Spain

CAIXABANK PAYMENTS AND CONSUMER SWIFT Code
Spain · MADRID

Primary SWIFT / BIC Code

CAYCESM2

Short code (8-digit):CAYCESM2

Code Breakdown

CAYC

Bank Code

Identifies the bank institution

Country Code

ISO 3166-1 alpha-2: ES

Location Code

City or regional hub

XXX

Branch Code

Primary head office

Institution Information

Institution Name	CAIXABANK PAYMENTS AND CONSUMER
Country Code	🇪🇸 Spain
City	MADRID
Currency	EUR

Frequently Asked Questions

What is the SWIFT code for CAIXABANK PAYMENTS AND CONSUMER?

The primary SWIFT/BIC code for CAIXABANK PAYMENTS AND CONSUMER in Spain is CAYCESM2. Use CAYCESM2 for transfers to the head office.

How do I use the CAIXABANK PAYMENTS AND CONSUMER SWIFT code?

To send money to CAIXABANK PAYMENTS AND CONSUMER, enter the SWIFT code CAYCESM2 in your bank's international transfer form.

What is the difference between an 8-digit and 11-digit SWIFT code?

An 8-digit code identifies the bank's head office. An 11-digit code adds a 3-character branch identifier. If unsure, using the 8-digit code is usually safe.

Is this SWIFT code correct and up-to-date?

This data is sourced from publicly available banking registries and verified regularly. Always confirm the SWIFT code with your bank before initiating any transfer.

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Quick Summary

Primary CodeCAYCESM2

Institution NameCAIXABANK PAYMENTS AND CONSUME…

Country Code🇪🇸 Spain

CurrencyEUR

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Transfer Security Guide

Complete these safety checks before initiating your international wire transfer:

Verify Recipient Bank Name

Ensure the target institution name matches the SWIFT code database record.

Check Branch Identifier (XXX or Branch Code)

Use XXX for the main headquarters. Enter the specific 3-digit branch code only if instructed by the recipient.

Confirm Target Currency & Intermediary Fees

Check if an intermediary bank is involved, which might deduct additional transfer fees.

⚠️ Please review and check all security steps.